Game consoles
- PlayStation 5
- Xbox Series X & S
- Nintendo Switch 2
- Controllers & headsets
Leasing · lease-to-own · HoustonPlay now.
Pay over time.
Take home a PlayStation 5, Xbox, Nintendo Switch 2, MacBook, laptop, iPad or the latest phone today — no credit needed, starting at $40 down.
- No credit needed
- From $40 down
- Take it home today
- Se habla español
- PlayStation 5
- Xbox Series X & S
- Nintendo Switch 2
- MacBook Air
- Windows laptops
- iPad & iPad Pro
- iPhone 17 Pro
- Galaxy S series
- AirPods Max
- Smartwatches
- JBL speakers
What you can take home
Not just phones. Almost anything we sell.
Consoles for the kids, a laptop for school or work, a new phone for you — one simple plan at one counter.
Laptops & tablets
- MacBook Air
- Windows laptops
- iPad, iPad Pro & iPad mini
- Galaxy Tab
Phones
- iPhone 17 Pro
- Samsung Galaxy
- Unlocked Android
- Any carrier
Audio & wearables
- AirPods & AirPods Max
- Galaxy Buds
- JBL speakers
- Smartwatches
Stock changes often — call (713) 339-9300 to check availability on a specific model.
How it works
From the counter to your couch in four steps.
- 01
Pick it out
Come see it in store, or call ahead and we'll check what's in stock.
- 02
Apply in minutes
A quick application at the counter. Bring a valid photo ID — we'll tell you if anything else is needed.
- 03
Pay a little to start
Options starting at $40 down, depending on the item and the plan you're approved for.
- 04
Take it home today
Walk out with your console, laptop or phone and make regular payments over time.
Why TIC
Bad credit? No problem.
Big-box stores say no. We find a way to get you the console, laptop or phone you need.
Arrendamiento con opción a compra — sin necesidad de crédito.
No credit needed
Lease-to-own options don't require perfect credit. Bad credit? No problem.
From $40 down
Start with a small amount instead of paying the full price on day one.
Predictable payments
Regular payments on a set schedule. Ask us about early-payoff options.
Real store, real people
Sign up face to face on Hillcroft — in English or Spanish — not on a faceless website.
Questions
Leasing, explained.
Can I get a PS5 or Xbox with bad credit?
Yes. We offer lease-to-own options where no credit is needed, so bad credit isn't a deal-breaker. Approval isn't guaranteed, but it takes just a few minutes in store to find out.
Can I lease a laptop or MacBook with no credit?
Yes. Lease-to-own works on laptops, MacBooks and iPads as well as phones and consoles. Stop by or call and we'll check what's in stock.
What's the difference between leasing and a loan?
A loan is money you borrow and pay back over time. Leasing works differently: Lease-to-own means you lease the item and make regular payments; once the plan is complete — or you buy it out early — it's yours. Lease-to-own isn't a loan, and the total cost to own can be more than the cash price. We'll walk you through the exact terms before you sign.
How much do I pay upfront?
Options start at $40 down. The exact amount depends on the item you choose and the plan you're approved for.
Can I pay it off early?
Ask us about early-payoff options when you apply — paying it off sooner can lower your total cost.
Do you have the console or laptop I want in stock?
Stock changes often. Call (713) 339-9300 and we'll check for you, or ask us to set one aside.
¿Puedo aplicar en español?
¡Claro! Arrendamiento con opción a compra, sin necesidad de crédito. Te explicamos todo en español.
Ready to take it home?
Stop by 3640 Hillcroft St, Suite C or call — we'll check stock and walk you through your options in minutes.
Leasing (lease-to-own) options are provided by third-party partners and are subject to approval; not all applicants are approved. Lease-to-own is not a loan or credit, and the total cost to own may be more than the retail price. Down payment, payment amounts and terms vary by item and plan. Ask in store for full details before signing.